Sailboat insurance costs start at $100/year. at progressive, we make getting sailboat insurance as simple as possible. we’ll insure almost any type, including vessels that don’t fit the textbook definition such as sailing dinghies, catamarans, trimarans, etc.. Sailboat insurance . when you’re on a sailboat, all you want to be thinking about is feeling the breeze in your hair and enjoying the scenery. you don’t want to be worried about anything happening to your boat while it’s on the water or in storage. that’s why sailboat insurance is absolutely essential.. Some of the other boat insurance cost factors include: high or low deductibles, insurance (credit) scoring, marital status, any paid crew, number of engines, speed of the boat, types of engines/fuel, hull material and mast material (for sailboats)..
There are a few ways to reduce your boat insurance costs. for example, if your boating is restricted by seasons and your boat is in storage during the winter, you can get deductions for winter layup. many insurers offer discounts for good driving records and for anyone who has completed boater education classes.. The cost of boat insurance will vary from person to person and boat to boat. when calculating your premiums, insurers will take the following into consideration: the type of boat you have. At progressive, we offer cheap boat insurance rates starting at just $100 a year. * but starting price is just part of our overall value. we also offer some of the best protection and boat insurance coverages in the industry (many of which come at no extra cost)..